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What is a precious metals IRA?

An IRA is a type of retirement account structured to help you save for retirement. IRAs are most typically offered in two forms: a traditional IRA and a Roth IRA.

Most IRAs, whether structured as traditional or Roth IRAs, will primarily (or exclusively) hold paper assets, such as cash, stocks, exchange-traded funds, and/or bonds.

A precious metal-backed IRA, often called a gold IRA due to gold’s popularity as an asset in this form of retirement account, holds physical precious metals, typically in bullion bar or coin form, in custody for the account’s owner.

Gold, silver, platinum, and palladium are all eligible for inclusion in a precious metals IRA.

You can create a precious metals or gold IRA either by creating a new IRA account or by transferring or converting an existing eligible retirement account into a precious metals IRA.

This may involve exchanging some or all of the existing assets in your account(s) for physical gold and/or other precious metals.

Whatever your goal, Rosland Capital can provide metals to help you achieve it.

Want to learn more about precious metals IRAs and begin the process of establishing one for your retirement?

Learn more about how Rosland Capital can help you buy gold or other precious metals for inclusion in your precious metals IRA and introduce you to an IRA custodian like Equity Institutional by visiting the “Gold IRA” page on the Rosland main site. You can also request one of our Precious Metals IRA Guides by filling out the form above or calling the number below to speak with a Rosland precious metals representative.

To get started with your own precious metals IRA, call: 1.800.679.6482

To get started with your own precious metals IRA, call: 1.800.679.6482

What's the difference between a traditional and a Roth IRA?

Traditional and Roth IRAs, regardless of what type of assets they hold, have certain key differences, based on the tax benefits and associated legal restrictions of each account type.

A traditional IRA allows you to add and hold assets tax-free until retirement, deferring your taxes until you need to withdraw assets from your account.

You can use a traditional IRA to reduce your tax burden in pre-retirement years, as there are many ways to add assets to these accounts before paying taxes on them.

When you withdraw or distribute assets from a traditional IRA, you’ll pay taxes on the investment and any growth in its value based on your income in the year(s) you make a withdrawal. Since withdrawals are taxed as income in the year of withdrawal, you may maintain a lower tax burden if you have lower taxable income in retirement.

A Roth IRA is a post-tax account. Anything added to this account will be taxed when you earn it (that is, you will not get a tax deduction for your contributions to your Roth IRA), and as a result, your tax burden won't be lessened through Roth IRA contributions during your working years.

However, generally withdrawals and qualified distributions from a Roth IRA account are considered tax-free. This can provide a significant benefit if your assets have grown substantially in value, as you won't have to pay taxes on any gains if your withdrawals happen on the proper schedule.

We can't provide you with any tax advice, but a qualified tax professional should be able to help you devise an IRA structure that will work best for your retirement goals and the assets you intend to hold in your IRAs, whether precious metals or otherwise.

What can a precious metals IRA contain?

Many Rosland Capital precious metals products are eligible for inclusion in precious metals-backed IRAs. Our bullion bars and bullion coins can be excellent candidates for use in a precious metals IRAs, as can our Lady Liberty coins - a range of beautiful gold coins and silver coins.

Some of Rosland Capital’s IRA-eligible coins

American Gold Eagle

American Silver Eagle

Austrian Philharmonic

Canadian Maple Leaf Gold Coin

Canadian Maple Leaf Silver Coin

American Gold Buffalo

To get started with your own precious metals IRA, call: 1.800.679.6482

About Rosland Capital

Rosland Capital LLC was founded in 2008 by Marin Aleksov a 25-year veteran of the precious metals industry. Rosland Capital is based in Los Angeles, California, but is a nationally and internationally known company.

As one of the leading precious metals suppliers in the United States, Rosland Capital and its account representatives strive to educate and inform the public about the potential benefits of buying gold, silver, palladium, and platinum as part of a wealth protection strategy. It also seeks to engage various generations of numismatists through collaborations with entities such as the PGA TOUR and the British Museum.

To learn more about our company, visit the  “About Rosland Capital” page on this website.

Rosland Capital Reviews

We work hard to ensure customer satisfaction—we are a Better Business Bureau (BBB) accredited business with an A+ rating and are rated AAA by the Business-Consumer Alliance (BCA).

"Thank you for your thorough assistance in my procurement of gold as a store of wealth. Thank you for helping me understand the process and enabling confident decision-making on my part. I have been contemplating this process and was overwhelmed with information. You made it very easy. Your efforts could be described as 'above and beyond' and '5-star.' I am certain we will be doing business again." - Michael H. July 8, 2019

“I was new to precious metal investing, and using it in an IRA. [My account representative] provided crystal clear guidance for me to convert some of my 401k investments into a gold IRA. He stays in touch with me about important world market updates. He is always ready to answer any questions I have.” - Dean P. July 27, 2022

To read more reviews like this one, visit the “Reviews” page on this website.

Follow Rosland Capital

Stay on top of precious metal news, new products, and special offers by following Rosland Capital on social media.

Get started with a precious metals IRA with gold and silver from Rosland Capital today.

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Precious metals and rare coins are speculative purchases and involve substantial risks. Past performance is no indication or guarantee of future performance or returns. Minimum purchase applies. Market prices are volatile and unpredictable and may rise and fall over time. Before purchasing you should read Rosland Capital's brochure and Customer Agreement.

Rosland Capital does not provide investment advice, retirement planning advice or tax advice.

Minimum purchase $2,000.